The MiBank Payroll Loan is designed to meet the needs of all Government Employees who are on Concept Payroll

- Minimum loan K200 to maximum of K5,000
- Minimum term of 5 fortnights through to maximum of 26

Eligibility Criteria

- Must be a Public Servant
- Must open a Passbook Account with MiBank
- Must be employed 12 months or more
- Must be on current Concept Payroll


- Confirmation letter from Employer
- Two latest original Pay Slips
- Irrevocable Salary Deduction Authority (ISDA)
- Pay Variation Advice Form from Payroll (PVA)
- Copy of bank account statement where salary is credited
- Identification Card


Simple hassle-free banking for everyone